After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. For example, the amount of this payment of 10%. In other words, people with low incomes, why not try to live logically, and only based on their own emotions. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions.
Because of problems with re-registration of mortgage, you will need to obtain the consent of the Bank, your Bank is unlikely to agree to repay such a large loan on your own risk, not having the right collateral. it can change throughout the term of payment more than once. Moreover, you can cancel the contract before receiving the money.
However, even then it will be necessary to observe a number of important formalities, among which is the fact that cost of urban real estate serving as collateral must not be lower than the estimated amount of the loan. However, if you are not satisfied with the terms of the loan, you don't have to go to court and terminate the contract, in order to improve them. Base this can be a violation of one of the parties to the contract. According to psychologists, the most conscious citizens are citizens of our country aged 40-43 years, as these people turn to financial institutions as a rule, to buy housing. However, it is not strange looks, but this specific category of people in our country are very inclined to commit rash and spontaneous actions, which ultimately lead to the financial collapse or destitute. In this case, having accepted the inheritance, you have a chance not to pay for someone else's loan, and become only the rightful owner of the property. It's a dark, gangster and totally unfair scheme. According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones. During these six months, we can all think carefully and make the final decision, is it advantageous to accept the inheritance with all debts or to abandon it and focus on paying their own loans.